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Back To 2005 - Chapter 799

Published at 19th of January 2023 05:31:53 AM


Chapter 799: lend him 2 billion

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  Chapter 799 Loan him 2 billion

   "I can borrow 1 billion!!"

  Hearing the sound of TT information, Zhang Qian, who opened it casually, saw the inquiry from the top customer in that position, and couldn't help shouting excitedly.

  Never minded that her shouting attracted strange looks from the other two colleagues in the office, Zhang Qian, who realized that she hadn't replied yet, suppressed the ecstasy in her heart and typed quickly.

  As an established economic center in Asia, the economic impact of the financial crisis on Hong Kong City ranks first in Asia.

  Many glamorous multinational companies have closed down one after another. Even the Swiss Bank, which had a good performance, has a certain degree of bad debts, and the bank's executives have lost their hair.

  Banks dare not lend money easily to enterprises whose operations are not stable.

  However, companies with really good assets now have stable cash flow and do not need to borrow money from banks. At this stage, they dare not easily borrow from banks to expand their operations.

  Basically, most of the banks' large loans have experienced short-term gaps, which can be described as too much.

   At this time, a certain young rich man with excellent qualifications and abundant cash flow actually asks for a loan, so there is no hesitation, and he can lend as much as he can.

   "Does it include my previous 300 million? Do you want to pay it back first?"

   I didn't expect the loan from the Swiss bank to be so easy. Zhou Anan remembered that he still had an unsecured loan of 300 million yuan, so he couldn't help but ask.

  The last unsecured loan of 300 million yuan was a small concern for Zhou Anan, who rarely borrowed from banks.

  The target is people who are lying down and counting money. They are very sensitive to the money owed to the bank. After all, it requires interest.

"No need, you can repay the 300 million when it is due. In addition, you can borrow another 1 billion. If you need it, I will bring a team over to handle the loan business for you right now. After you sign and confirm, Loan in half a day."

  Hearing that the other party intended to repay the loan in advance, Zhang Qian quickly replied a few words, and said that she could bring a team to the door for service.

  As an SS-level credit customer, there is an exclusive door-to-door service.

   What's more, the time of this young rich man is very valuable. She will not forgive herself if she loses the loan business because she thinks it is troublesome to come to Hong Kong City to handle it.

   Like this millionaire who is worth tens of billions but has no need for loans, as long as he asks for a loan, there are many banks in the mainland who are willing to provide loans to the other party and pay back the money.

  Nowadays, a huge loan business, not to mention her high commission, even her salary will jump up or down twice.

   Only success is allowed, no failure is allowed.

   "Okay, I will find you again if I need more details."

   I didn't expect Swiss Bank to have such a personalized service. Zhou An'an, who asked casually before, thought it was very good.

  However, he feels that this loan needs to be more cautious.

   After all, it is not a small amount, and there is no definite news from Professor Mei yet.

  As for the foreign milk powder company, I haven't even seen a shadow of it yet.

   Unsecured loans are not free of interest. If you can borrow later, you will get less interest.

   "Mr. Zhou, do you think it's troublesome? We can give special approval here, and you only need to sign a few names."

  After hearing this kind of formulaic answer, Zhang Qian, who thought that there was a colleague from the mainland prying business, immediately became anxious.

   "Zhang Qian, President Ying told you to go to his office."

"No time."

  At this critical moment, Zhang Qian, who wants to "change her mind" from a big client, has nothing to worry about.

   Only account managers who have made outstanding achievements are good managers and qualified to stand in the middle of the bank.

   "... Zhang Qian, are you crazy? President Ying calls you ah."

   "I said I'm not free."

   Zhang Qian, who was euphemistically persuading the young rich man, has no time to take care of other things, and the other party has not responded to her message for five minutes.

  The problem is, she didn't dare to urge her yet, lest the other party be disgusted.

  It was exhausting to meet such a high-quality and big client.

  The heart is tired, and the body is even more tired.

   Zhou Anan, who played "Super Elite" for the first time, closed the game page cursingly after landing the box twice, clicked on the TT that had rang twice before, and looked at the message from the account manager.

   "Zhang Qian, the airs are getting bigger and bigger, do you want me to invite you in person?"

At this time, Zhang Qian, who was anxiously waiting for the other party's reply, heard a familiar and angry voice, and quickly got up to apologize to the middle-aged man next to him: "Mr. Ying, I'm sorry, I was just talking to a client about the loan. thing."

   "Loan, what loan, you don't even have time to come to my office?"

  After listening to the subordinate's answer, some extremely middle-aged men asked in a deep voice, and the two account managers in the same office next to them watched the show with smiles from the corner of their eyes.

  For this newcomer who has been promoted to a mid-level account manager in less than two years, they have too many imbalances after taking four or five years to get there.

   "Mr. Zhou wants a loan of 1 billion, and I'm communicating with him."

   "Mr. Zhou? Is that Mr. Zhou?"

   Regarding the big client in the hands of his subordinates, Mr. Ying knew quite well, so he immediately reacted, forcing a smile out of his serious expression.

  1 billion loans, which can be regarded as the largest loan list this quarter.

   "Yes, Mr. Zhou is inquiring about unsecured loans."

  Seeing the boss's attitude, Zhang Qian's calm heart became more stable.

   Of course, the premise is that she can win the loan business of the young rich man.

"Zhang Qian, I remember that Mr. Zhou's credit rating in our bank is SS. You just said that the unsecured loan amount of 1 billion is too conservative. You told Mr. Zhou that the loan should be issued within two hours within 2 billion. , I will communicate with the credit department."

  Holding his glasses, he bent down and looked at his subordinate's TT chat page. After Mr. Ying got up, he said to this promising subordinate in a pleasant manner.

  As for the fact that the other party did not go to his office earlier, it was a small matter, a small matter.

   Subordinates who can lend to high-quality customers are good subordinates.

"OK."

  Hearing the boss's bold words of delegating power, Zhang Qian nodded slightly excitedly.

"However, this loan business must be won. If it is taken away by other banks, I will only ask you. If you have any questions, you can always come to me. Of course, if you succeed, your salary will be raised by two levels this month and your bonus will be doubled. "

   It is about a large loan for a high-quality and large customer, the boss should attach great importance to it, and directly promise it.

  After completing this loan, the first quarter goal will not have to worry about.

   "Understood, I will definitely not disappoint Mr. Ying's expectations."

  Hearing that her boss is so supportive, how dare Zhang Qian not go all out.

  She has decided that if the young rich man still hesitates, she will fly to Hangzhou tomorrow and ask him to come to their bank for a loan in person.

   "Dididi."

   At this time, the TT message sounded, Zhang Qian quickly clicked on the computer screen, and saw the reply from the big customer: "What is the interest of 1 billion? What is the difference between the repayment period?"

   "Ahem, you are busy with your work, please come to me anytime if you have any questions."

  Noticing the turn of his subordinate's eyes, Mr. Ying covered his mouth and gave a fake cough, then walked back to the office.

   Having no time to pay attention to the envious eyes of the two colleagues, Zhang Qian's hands are fast, answering the questions of the big customers with the fastest reply speed.

  She swore that even when chatting with her boyfriend, she didn't have such a fast reaction speed.

"yeah."

  After a long time, Zhang Qian, who was sitting in front of the computer and was waiting to see through, clenched her hands and let out a cry of excitement.

   Not interested in showing off with the two colleagues in the same office, Zhang Qian simply sorted out the information and walked quickly to the boss's office.

  Ending the chat with the customer service manager, Zhou Anan thought for a while, and dialed the phone number of Mr. Xia: "Mr. Xia, I have a job, I wonder if you are interested?"

   When things are undecided, ask professionals, professional people solve professional matters, Zhou Anan has always been a person who is not ashamed to ask.

   "President Zhou, what do you think?"

   "It's like this. I need to acquire a qualified milk powder company in Australia. The Swiss bank is willing to help me find it, but I'm not at ease."

   "Mr. Zhou, let me send someone to Australia to do some preliminary work. I will talk to you about the specific situation."

   Upon hearing that it was another big order of hundreds of millions, Xia Qiudong and several company executives who were in a meeting made a gesture, and walked out of the conference room to reply.

  (end of this chapter)




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