Chapter 916: You don't want to buy a bank, do you?
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Chapter 916 You don't want to buy a bank, do you?
"Oh, what do you say?"
Hearing the words of the girl in the bank uniform, Zhou Anan raised her eyebrows and asked in surprise.
"Quietly tell you, don't say it out loud. Our bank may already be negotiating acquisitions with others. In order to increase the acquisition price, we are now increasing the commission for deposits internally, which has exceeded the two-fold rate of other city commercial banks." It’s done. Although it’s still early, it’s inevitable that something will go wrong later.”
For this rich man, Li Yu is very sincere.
She is not stupid, as long as she maintains this relationship well, no matter which commercial bank she switches to in the future, she will enjoy good treatment.
An employee who can raise deposits and get loans from high-quality customers is an excellent employee wherever he goes.
"Acquisition? I see."
After listening to Li Yu's explanation, Zhou An'an nodded clearly.
The other party can say that, he is a relatively honest person, and he is much better than ordinary friends, and it is not in vain for the young lady to treat her as a friend.
However, Zhou An'an knew what the other party had in mind, but he wouldn't say it, and everyone knew it.
"Yu'er, do you know who is going to buy Haizhou Bank? My deposit is fine."
Zhu Huihui on the side listened, and also asked about her savings.
In order to improve the performance of her old classmates, she deposited all her belongings in Haizhou Bank.
If something happens to Haizhou Bank, then her property will be gone.
"Don't worry, your deposit is definitely fine. Personal deposits below 500,000 yuan are guaranteed by the state, and compensation will be guaranteed if the bank goes bankrupt. I don't know who buys it. I just heard that high-level officials and several institutions I'm talking, maybe I'll lose my job anytime soon."
Didn't say the deposit amount of the high school classmate, Li Yu smiled and comforted the other party, and then answered another question.
Thanks to the help of this President Zhou's savings, her position has risen rapidly, and she can be regarded as a middle-level and high-level person in the Lucheng branch. Otherwise, she would not have known such a secret matter.
However, she, the branch leader, cannot find out who bought it.
"That's good."
Hearing that her savings were guaranteed, Zhu Huihui felt relieved, but instead offered advice for her 'boyfriend': "An An, it would be safer if you transfer the money out after a while."
"Row."
In this regard, Zhou Anan is also the principle of being careful.
Although he knew in his previous life that Haizhou Bank did not go bankrupt, and even opened a branch in the small county town of his hometown in Lizhou more than ten years later, which can be regarded as some progress.
However, who knows if there will be a temporary change in this matter, anyway, it is tens of millions of cash.
"Dididi"
At this time, the phone rang, Zhou Anan looked at the phone screen, it was the second generation Feng's call, and picked it up.
"Da'an, Lao Hu and the others tracked down the person who secretly uploaded the original film. This matter is too serious. The other party is too cautious, and they can't find it when they hide behind."
As soon as he got on the phone, Feng He told the Grand Elder some bad news, with some embarrassment in his words.
He had made a big deal in front of the opponent, but the result was not satisfactory.
"Well, I know about this, thank Lao Hu and the others for me. When we have a party in two days, I will have another drink with them."
After hearing the 'bad news' from the other party, Zhou Anan was not surprised.
It is normal that this kind of thing cannot be tracked down, and it is surprising that it is tracked down.
Anyway, he doesn't need any evidence, he has already suspected someone, and is waiting for a chance to get back in the future.
Besides, Lao Hu and the others made no link to the original film appear on the Internet, which is enough to help him.
Due to the hot hits on Tomorrow's video, the two TV series have already been acquired by Nanhu TV and broadcast simultaneously with the Internet. The price is not much lower than Blue Whale Entertainment's original expectation.
According to Zhou Anan's shareholding in Blue Whale Entertainment, in this area, at least he recovered more than 30 million losses.
For this reason, Zhou Anan also paid great attention to the relationship of the Datang Club, and asked Feng He to help him arrange a party on the afternoon of the 3rd, and connect with the members of the club.
Unlike the Haizhou University alumni group where he dived all the way, there were basically some young and middle-aged seniors talking about academic issues, which made him look dazed, and he didn't dare to float up to avoid bubbling, so as not to expose his superficial knowledge.
"It's just a small matter. By the way, there is one more thing. We didn't talk about the acquisition of banks before, and now there are several banks to choose from."
Zhou Anan, who was originally casual, couldn't help but shrink his eyes when he heard the name of Haizhou Bank in the candidate list.
This is really fate. We were talking about Haizhou Bank before, but it was brought up again in a blink of an eye.
"You guys watch this matter first, I have no objection."
After Feng Erdai finished speaking, Zhou Anan didn't express any opinions.
He is purely a layman when it comes to major matters such as the acquisition of a bank, and there is no need to make random comments in order to reflect his sense of existence.
Even if Haizhou Bank developed well in his previous life, who knows what will happen after they acquire it.
A little butterfly flapping its wings could cause a hurricane in the Atlantic Ocean, let alone a field he was completely unfamiliar with.
"Okay, I have specific news, I will communicate with you again."
Feng He appreciated the reassuring attitude of the great elder.
It is comfortable to cooperate with such a friend.
Hung up the phone, Zhou Anan refilled half a glass of juice for the young lady, and after thinking about it, she asked the uniformed girl in the opposite bank: "Li Yu, do you know your bank's non-performing loan ratio and income?"
Although the criteria for acquiring a bank are not very clear, the non-performing loan ratio and income are important criteria for judging whether a bank is viable.
It doesn’t matter if the income is low. A low non-performing loan ratio means that the bank’s operation is considered good.
"Well, let me think about it. Last year, our bank announced an income of more than 3 million yuan. The non-performing loan ratio is not high, only 0.45 percentage points. It is precisely because the senior management with a formal establishment is relatively conservative, and the loan card is relatively strict. .So our bank’s income is not high, and the higher-ups want to sell equity to improve the bank’s development.”
After listening to the other party's question, although Li Yu was a little strange, he answered honestly.
"What is the non-performing loan ratio of a general city commercial bank?"
Regarding the 0.45 percentage point figure, Zhou Anan is not very sensitive, and does not know whether it is good or bad.
But the 3 million profit is simply a shame for a bank.
Before he had a general understanding of the income of some large joint-stock commercial banks in China. Last year, the top 20 commercial banks had an income of more than 2 billion, and the top five even exceeded 10 billion.
Among them, China Merchants Bank, CITIC, and Xingye, which rank among the top three, have 20 billion, 14 billion, and 10.5 billion.
In comparison, Haizhou Bank's income of 3 million yuan is not only low, it is simply outrageously low.
If you don’t sell it, will it get moldy if you leave it in your hands?
“If it is a privately-owned city commercial bank, the non-performing loan ratio should be below 1 point; for city commercial banks controlled by state-owned enterprises like ours, many non-performing loan ratios are above 2 points.”
Feeling that the other party's question is getting more and more strange, Li Yu didn't think too much, and helped the other party answer it in detail.
"An'an, you ask so many questions, don't you want to buy a bank?"
Listening to the strange question from the 'boyfriend', Zhu Huihui smiled and asked the question in her friend's mind.
Thanks to the book friends Zhou Boy and Xiangshui Chuyun for their rewards!
(end of this chapter)
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Chapter 916 You don't want to buy a bank, do you?
"Oh, what do you say?"
Hearing the words of the girl in the bank uniform, Zhou Anan raised her eyebrows and asked in surprise.
"Quietly tell you, don't say it out loud. Our bank may already be negotiating acquisitions with others. In order to increase the acquisition price, we are now increasing the commission for deposits internally, which has exceeded the two-fold rate of other city commercial banks." It’s done. Although it’s still early, it’s inevitable that something will go wrong later.”
For this rich man, Li Yu is very sincere.
She is not stupid, as long as she maintains this relationship well, no matter which commercial bank she switches to in the future, she will enjoy good treatment.
An employee who can raise deposits and get loans from high-quality customers is an excellent employee wherever he goes.
"Acquisition? I see."
After listening to Li Yu's explanation, Zhou An'an nodded clearly.
The other party can say that, he is a relatively honest person, and he is much better than ordinary friends, and it is not in vain for the young lady to treat her as a friend.
However, Zhou An'an knew what the other party had in mind, but he wouldn't say it, and everyone knew it.
"Yu'er, do you know who is going to buy Haizhou Bank? My deposit is fine."
Zhu Huihui on the side listened, and also asked about her savings.
In order to improve the performance of her old classmates, she deposited all her belongings in Haizhou Bank.
If something happens to Haizhou Bank, then her property will be gone.
"Don't worry, your deposit is definitely fine. Personal deposits below 500,000 yuan are guaranteed by the state, and compensation will be guaranteed if the bank goes bankrupt. I don't know who buys it. I just heard that high-level officials and several institutions I'm talking, maybe I'll lose my job anytime soon."
Didn't say the deposit amount of the high school classmate, Li Yu smiled and comforted the other party, and then answered another question.
Thanks to the help of this President Zhou's savings, her position has risen rapidly, and she can be regarded as a middle-level and high-level person in the Lucheng branch. Otherwise, she would not have known such a secret matter.
However, she, the branch leader, cannot find out who bought it.
"That's good."
Hearing that her savings were guaranteed, Zhu Huihui felt relieved, but instead offered advice for her 'boyfriend': "An An, it would be safer if you transfer the money out after a while."
"Row."
In this regard, Zhou Anan is also the principle of being careful.
Although he knew in his previous life that Haizhou Bank did not go bankrupt, and even opened a branch in the small county town of his hometown in Lizhou more than ten years later, which can be regarded as some progress.
However, who knows if there will be a temporary change in this matter, anyway, it is tens of millions of cash.
"Dididi"
At this time, the phone rang, Zhou Anan looked at the phone screen, it was the second generation Feng's call, and picked it up.
"Da'an, Lao Hu and the others tracked down the person who secretly uploaded the original film. This matter is too serious. The other party is too cautious, and they can't find it when they hide behind."
As soon as he got on the phone, Feng He told the Grand Elder some bad news, with some embarrassment in his words.
He had made a big deal in front of the opponent, but the result was not satisfactory.
"Well, I know about this, thank Lao Hu and the others for me. When we have a party in two days, I will have another drink with them."
After hearing the 'bad news' from the other party, Zhou Anan was not surprised.
It is normal that this kind of thing cannot be tracked down, and it is surprising that it is tracked down.
Anyway, he doesn't need any evidence, he has already suspected someone, and is waiting for a chance to get back in the future.
Besides, Lao Hu and the others made no link to the original film appear on the Internet, which is enough to help him.
Due to the hot hits on Tomorrow's video, the two TV series have already been acquired by Nanhu TV and broadcast simultaneously with the Internet. The price is not much lower than Blue Whale Entertainment's original expectation.
According to Zhou Anan's shareholding in Blue Whale Entertainment, in this area, at least he recovered more than 30 million losses.
For this reason, Zhou Anan also paid great attention to the relationship of the Datang Club, and asked Feng He to help him arrange a party on the afternoon of the 3rd, and connect with the members of the club.
Unlike the Haizhou University alumni group where he dived all the way, there were basically some young and middle-aged seniors talking about academic issues, which made him look dazed, and he didn't dare to float up to avoid bubbling, so as not to expose his superficial knowledge.
"It's just a small matter. By the way, there is one more thing. We didn't talk about the acquisition of banks before, and now there are several banks to choose from."
Zhou Anan, who was originally casual, couldn't help but shrink his eyes when he heard the name of Haizhou Bank in the candidate list.
This is really fate. We were talking about Haizhou Bank before, but it was brought up again in a blink of an eye.
"You guys watch this matter first, I have no objection."
After Feng Erdai finished speaking, Zhou Anan didn't express any opinions.
He is purely a layman when it comes to major matters such as the acquisition of a bank, and there is no need to make random comments in order to reflect his sense of existence.
Even if Haizhou Bank developed well in his previous life, who knows what will happen after they acquire it.
A little butterfly flapping its wings could cause a hurricane in the Atlantic Ocean, let alone a field he was completely unfamiliar with.
"Okay, I have specific news, I will communicate with you again."
Feng He appreciated the reassuring attitude of the great elder.
It is comfortable to cooperate with such a friend.
Hung up the phone, Zhou Anan refilled half a glass of juice for the young lady, and after thinking about it, she asked the uniformed girl in the opposite bank: "Li Yu, do you know your bank's non-performing loan ratio and income?"
Although the criteria for acquiring a bank are not very clear, the non-performing loan ratio and income are important criteria for judging whether a bank is viable.
It doesn’t matter if the income is low. A low non-performing loan ratio means that the bank’s operation is considered good.
"Well, let me think about it. Last year, our bank announced an income of more than 3 million yuan. The non-performing loan ratio is not high, only 0.45 percentage points. It is precisely because the senior management with a formal establishment is relatively conservative, and the loan card is relatively strict. .So our bank’s income is not high, and the higher-ups want to sell equity to improve the bank’s development.”
After listening to the other party's question, although Li Yu was a little strange, he answered honestly.
"What is the non-performing loan ratio of a general city commercial bank?"
Regarding the 0.45 percentage point figure, Zhou Anan is not very sensitive, and does not know whether it is good or bad.
But the 3 million profit is simply a shame for a bank.
Before he had a general understanding of the income of some large joint-stock commercial banks in China. Last year, the top 20 commercial banks had an income of more than 2 billion, and the top five even exceeded 10 billion.
Among them, China Merchants Bank, CITIC, and Xingye, which rank among the top three, have 20 billion, 14 billion, and 10.5 billion.
In comparison, Haizhou Bank's income of 3 million yuan is not only low, it is simply outrageously low.
If you don’t sell it, will it get moldy if you leave it in your hands?
“If it is a privately-owned city commercial bank, the non-performing loan ratio should be below 1 point; for city commercial banks controlled by state-owned enterprises like ours, many non-performing loan ratios are above 2 points.”
Feeling that the other party's question is getting more and more strange, Li Yu didn't think too much, and helped the other party answer it in detail.
"An'an, you ask so many questions, don't you want to buy a bank?"
Listening to the strange question from the 'boyfriend', Zhu Huihui smiled and asked the question in her friend's mind.
Thanks to the book friends Zhou Boy and Xiangshui Chuyun for their rewards!
(end of this chapter)
Chapter 916 You don't want to buy a bank, do you? "Oh, what do you say?"Hearing the words of the girl in the bank uniform, Zhou Anan raised her eyebrows and asked in surprise."Quietly tell you, don't say it out loud. Our bank may already be negotiating acquisitions with others. In order to increase the acquisition price, we are now increasing the commission for deposits internally, which has exceeded the two-fold rate of other city commercial banks." It's done. Although it's still early, it's inevitable that something will go wrong later.For this rich man, Li Yu is very sincere.She is not stupid, as long as she maintains this relationship well, no matter which commercial bank she switches to in the future, she will enjoy good treatment.An employee who can raise deposits and get loans from high-quality customers is an excellent employee wherever he goes. "Acquisition? I see."After listening to Li Yu's explanation, Zhou An'an nodded clearly.The other party can say that, he is a relatively honest person, and he is much better than ordinary friends, and it is not in vain for the young lady to treat her as a friend.However, Zhou An'an knew what the other party had in mind, but he wouldn't say it, and everyone knew it. "Yu'er, do you know who is going to buy Haizhou Bank? My deposit is fine." Zhu Huihui on the side listened, and also asked about her savings.In order to improve the performance of her old classmates, she deposited all her belongings in Haizhou Bank.If something happens to Haizhou Bank, then her property will be gone."Don't worry, your deposit is definitely fine. Personal deposits below 500,000 yuan are guaranteed by the state, and compensation will be guaranteed if the bank goes bankrupt. I don't know who buys it. I just heard that high-level officials and several institutions I'm talking, maybe I'll lose my job anytime soon." Didn't say the deposit amount of the high school classmate, Li Yu smiled and comforted the other party, and then answered another question.Thanks to the help of this President Zhou's savings, her position has risen rapidly, and she can be regarded as a middle-level and high-level person in the Lucheng branch. Otherwise, she would not have known such a secret matter.However, she, the branch leader, cannot find out who bought it. "That's good."Hearing that her savings were guaranteed, Zhu Huihui felt relieved, but instead offered advice for her 'boyfriend': "An An, it would be safer if you transfer the money out after a while." "Row." In this regard, Zhou Anan is also the principle of being careful.Although he knew in his previous life that Haizhou Bank did not go bankrupt, and even opened a branch in the small county town of his hometown in Lizhou more than ten years later, which can be regarded as some progress.However, who knows if there will be a temporary change in this matter, anyway, it is tens of millions of cash. "Dididi" At this time, the phone rang, Zhou Anan looked at the phone screen, it was the second generation Feng's call, and picked it up. "Da'an, Lao Hu and the others tracked down the person who secretly uploaded the original film. This matter is too serious. The other party is too cautious, and they can't find it when they hide behind."As soon as he got on the phone, Feng He told the Grand Elder some bad news, with some embarrassment in his words.He had made a big deal in front of the opponent, but the result was not satisfactory. "Well, I know about this, thank Lao Hu and the others for me. When we have a party in two days, I will have another drink with them."After hearing the 'bad news' from the other party, Zhou Anan was not surprised. It is normal that this kind of thing cannot be tracked down, and it is surprising that it is tracked down. Anyway, he doesn't need any evidence, he has already suspected someone, and is waiting for a chance to get back in the future.Besides, Lao Hu and the others made no link to the original film appear on the Internet, which is enough to help him.Due to the hot hits on Tomorrow's video, the two TV series have already been acquired by Nanhu TV and broadcast simultaneously with the Internet. The price is not much lower than Blue Whale Entertainment's original expectation.According to Zhou Anan's shareholding in Blue Whale Entertainment, in this area, at least he recovered more than 30 million losses. For this reason, Zhou Anan also paid great attention to the relationship of the Datang Club, and asked Feng He to help him arrange a party on the afternoon of the 3rd, and connect with the members of the club. Unlike the Haizhou University alumni group where he dived all the way, there were basically some young and middle-aged seniors talking about academic issues, which made him look dazed, and he didn't dare to float up to avoid bubbling, so as not to expose his superficial knowledge. "It's just a small matter. By the way, there is one more thing. We didn't talk about the acquisition of banks before, and now there are several banks to choose from." Zhou Anan, who was originally casual, couldn't help but shrink his eyes when he heard the name of Haizhou Bank in the candidate list. This is really fate. We were talking about Haizhou Bank before, but it was brought up again in a blink of an eye. "You guys watch this matter first, I have no objection."After Feng Erdai finished speaking, Zhou Anan didn't express any opinions. He is purely a layman when it comes to major matters such as the acquisition of a bank, and there is no need to make random comments in order to reflect his sense of existence.Even if Haizhou Bank developed well in his previous life, who knows what will happen after they acquire it.A little butterfly flapping its wings could cause a hurricane in the Atlantic Ocean, let alone a field he was completely unfamiliar with. "Okay, I have specific news, I will communicate with you again."Feng He appreciated the reassuring attitude of the great elder. It is comfortable to cooperate with such a friend.Hung up the phone, Zhou Anan refilled half a glass of juice for the young lady, and after thinking about it, she asked the uniformed girl in the opposite bank: "Li Yu, do you know your bank's non-performing loan ratio and income?"Although the criteria for acquiring a bank are not very clear, the non-performing loan ratio and income are important criteria for judging whether a bank is viable. It doesn't matter if the income is low. A low non-performing loan ratio means that the bank's operation is considered good."Well, let me think about it. Last year, our bank announced an income of more than 3 million yuan. The non-performing loan ratio is not high, only 0.45 percentage points. It is precisely because the senior management with a formal establishment is relatively conservative, and the loan card is relatively strict. .So our bank's income is not high, and the higher-ups want to sell equity to improve the bank's development.After listening to the other party's question, although Li Yu was a little strange, he answered honestly. "What is the non-performing loan ratio of a general city commercial bank?" Regarding the 0.45 percentage point figure, Zhou Anan is not very sensitive, and does not know whether it is good or bad. But the 3 million profit is simply a shame for a bank.Before he had a general understanding of the income of some large joint-stock commercial banks in China. Last year, the top 20 commercial banks had an income of more than 2 billion, and the top five even exceeded 10 billion. Among them, China Merchants Bank, CITIC, and Xingye, which rank among the top three, have 20 billion, 14 billion, and 10.5 billion.In comparison, Haizhou Bank's income of 3 million yuan is not only low, it is simply outrageously low. If you don't sell it, will it get moldy if you leave it in your hands?If it is a privately-owned city commercial bank, the non-performing loan ratio should be below 1 point; for city commercial banks controlled by state-owned enterprises like ours, many non-performing loan ratios are above 2 points.Feeling that the other party's question is getting more and more strange, Li Yu didn't think too much, and helped the other party answer it in detail. "An'an, you ask so many questions, don't you want to buy a bank?"Listening to the strange question from the 'boyfriend', Zhu Huihui smiled and asked the question in her friend's mind. Thanks to the book friends Zhou Boy and Xiangshui Chuyun for their rewards!end of this chapter
