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Published at 7th of October 2022 06:13:14 AM


Chapter 2298: Having a father means not having a father

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   Chapter 2298 Having a dad means no dad

  The plane landed at Hongqiao Airport in Modu. Jiang Xiaobai took a group of people off the plane. People from Huaqing Holding Group came to pick up the plane. The flight to the capital was scheduled for tomorrow.

   Zhang Weiyi didn't follow him by then, only Jiang Xiaobai took Mr. Huang and a few others to the capital to get in touch with the supervisors.

  Jiang Xiaobai also went home and packed up by the way. When the time comes, he will go directly to foreign countries for business trips from the capital, which is still a matter of Yaohan Company.

   It’s the middle of October in a blink of an eye, and it’s expected to open before the end of the year.

   Originally, Jiang Xiaobai was going to go home for one night and spend the night with the children, but after getting off the plane, he received a call from Director Lin of the Shanghai Stock Exchange, and wanted to have dinner together in the evening.

   Jiang Xiaobai had no way to refuse Director Lin's request. He knew that Director Lin must have something to do with him.

   But I still went home first, talked to Zhao Xinyi, and then went to pick up the two children from school. I'm going to meet the child and then go to Director Lin's appointment. Otherwise, I don't know when I'll have dinner this evening.

   By the time we get home, the children may all be asleep, and tomorrow morning, the children may all go to school again, and they will go to the capital without even seeing each other.

   When picking up the child, I ran into Song Hanbin, and the couple now basically live in the magic capital and help Song Xin bring Tangtang.

  The old couple is a girl like Song Xin, and a granddaughter like Tangtang. Although the family is incomplete, they are also a little princess who is loved by thousands of people.

   When Jiang Xiaobai arrived, before the child was out of school, Jiang Xiaobai and Song Hanbin chatted at the school gate.

   "Actually at the beginning, the two of us were very resentful that Tangtang didn't have a father, but now looking at your daughter Jiang Xin, the discomfort in my heart is gone." Song Hanbin said with a smile.

  Jiang Xiaobai looked confused, what does this mean?

   "What's the difference between little Jiang Xin with a father and without a father? How many times can I see you throughout the year, what else can I do besides knowing that I may have a father?"

Song Hanbin said that Jiang Xiaobai had a black line on his face. Although Song Hanbin's words sounded a bit ugly, they were really similar. In the first half of the year, he had not spent more than ten days with his daughter, which is conceivable. It's the second half of the year.

   It is estimated that it is a little less. The first half of the year was still due to the Chinese New Year.

   "Old Song, before you retire, you can still speak with a bit of morality, but now that you're retired, you're less and less particular about your speech. Who did you learn this from?" Jiang Xiaobai said speechlessly.

"Haha." Song Hanbin laughed: "To be honest, I'm actually quite fortunate sometimes now, it's precisely because the man's grandparents didn't come to grab our grandson from us, so we only took Tangtang with us. Being close to Tangtang all day long, no one is robbing Tangtang from us.”

  Jiang Xiaobai heard that Song Hanbin is still very satisfied with his current retirement life, and yes, this has been done all his life, and now what he hopes is to take good care of his life and have full children and grandchildren.

  If Song Xin didn't have such a child, Song Hanbin would only be left to raise flowers and birds, but with such a precious granddaughter around, the whole day would be a lot more fun.

   This is something that no amount of money or power can buy. The process of bringing up children is a joyful process in itself.

  Jiang Xiaobai chatted with Song Hanbin for a while, he felt that what Song Hanbin said was not a lie, he really thought so, so he didn't say anything else.

  Song Hanbin is happy.

   "By the way, you are back from Xiangjiang."

   "Well, I will go to the capital tomorrow. I will take the people from Huahua Bank to the capital and have a good talk with the regulatory authorities to see if we can enter the domestic market." Jiang Xiaobai nodded and said.

  Song Hanbin sucked in a breath of cold air: "What are you doing when you Huahua Bank entered the country? Are you really going to be a banker?"

  In his cognition, this bank is a national affair and has nothing to do with private individuals.

  If other foreign banks want to enter the country, they always have a certain amount of accumulation. After decades of development, they have a huge scale and a huge volume.

   But this flower bank, Jiang Xiaobai's own private bank, has now entered the Fortune Global 500, but how long has this flower bank been developed, let alone how long it has been.

   is just how old Jiang Xiaobai is. Opening a bank, and now he has to enter the country, and he has to collect savings, etc., always feels a little incredible.

   "I don't open a bank for a day or two, so what's so strange?" Jiang Xiaobai asked in confusion.

   "That's not it, the key is that you have to enter the country, which absorbs the people's deposits. What should you do if there is a run on the bank or something? Your power alone is limited.

   That is to be a bank and nothing else. If you fail in other businesses, you will fail. It doesn’t matter. But if you fail in a bank, you will lose so much money from depositors. How can you compensate everyone?

   And how will your bank supervise after it comes in? Where does your bank take the depositors' money to flow, and on what basis..."

  Song Hanbin said anxiously, Jiang Xiaobai felt very interesting looking at Song Hanbin like this, so he prepared to tease him.

   asked rhetorically: "How do other domestic banks supervise the depositors' money, and where do they take the depositors' money?"

   "Of course it was loaned out."

   "Then so do we."

   "So are you, how can you...but..." Song Hanbin wanted to say how you could, but halfway through the conversation he realized that something was wrong, yes, the Huahua Bank is a bank, so why can't it work.

   It is the profit model of the bank to absorb deposits and lend money. Otherwise, people will absorb the deposits, and the money will not be released, and they will also hold the bank's interest for the depositors. How is this possible?

   If you do this, then the bank is not losing money, so what is the bank map?

   Therefore, in the bank, after absorbing the deposit, it must be released, and it is released in a state higher than the deposit interest rate, and the high interest rate must be accompanied by high risk and the possibility of bad debts.

   Therefore, once Huahua Bank enters the country, this is a basic operation and a normal business operation. If you don't let people do this, what about their banks? Could it be that people who are stupid and have a lot of money come to subsidize depositors with money? This is unrealistic.

   (end of this chapter)




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