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Published at 7th of October 2022 06:13:01 AM


Chapter 2305: A paper

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   Chapter 2305 A piece of paper

   Had a meal with Liu Qing and chatted a lot. Although I didn’t say that I understood all the thoughts of the regulatory authorities, I did know a lot of things.

   Sure enough, the regulatory authorities are still very vigilant about foreign banks entering the country. In fact, this is normal. Now it seems that foreign investment is a state of acceptance and tolerance, but in fact they are very vigilant.

   Some popular industries have been liberalized, such as the normal light industry, and even industries such as automobiles, but there is no way to do this, and we need to use other people's technology.

   As for the auto industry, since 1978, it has been thinking about the entry of foreign capital and wants to borrow technology from others. Although it is said that the final game may not be won, it has always held a winning mentality from the beginning.

   There is also the home appliance industry and the like. Although it can be said to represent high technology to a certain extent, the technology of this home appliance industry is limited.

   For example, televisions, refrigerators, air conditioners, computers, telephones, etc. Although these industries are considered high-tech industries.

   But you said how high-tech a TV can be, and it can also be built in China.

   In the future, if something happens, you can go up to it at any time in China, but you can learn some techniques along with it.

   There are considerations above. As for the computer Internet, in fact, at the beginning, everyone did not know that it was really so important. The restrictions on this industry were loosened, otherwise, foreign capital would not necessarily be allowed to come in.

   But the liberalization of these industries does not mean the liberalization of all industries. Some important companies, such as oil and steel. Coal, etc., are basically controlled by state-owned enterprises. Even if they are released, they are only a small part, and they are still aimed at private enterprises.

  Industries like financial banks are even more cautious, because if they are not careful, they will cause losses to the domestic economy.

  For example, foreign banks are coming in, but if something happens in the country where the foreign banks are located one day, such as a war, or a financial crisis and so on.

  The foreign banks will definitely shrink their domestic business, which will have a great impact on the domestic economic development.

   Therefore, China has always been very vigilant about the entry of foreign banks.

  Jiang Xiaobai remembered that in the last life, foreign banks entered the country on a large scale, that was after 2006.

   After 2006, it does not mean that China is willing to allow foreign banks to enter on a large scale.

But at the end of this year, China will join the WTO. After joining the WTO, the market will be liberalized. There is a five-year protection period for the banking and financial industry. In 2006, the five-year protection period has expired. Foreign banks are not allowed to enter.

   Therefore, in 2006, a group of foreign banks entered the domestic market on a large scale, and they could operate RMB business, but there were also many restrictions, which made the operation of foreign banks in China not very ideal.

Of course, this is another story. Jiang Xiaobai mainly wants to rely on his own identity. Although Huahua Bank says it is foreign, the equity is in its own hands. questionable.

  I want to rely on this condition to allow Huahua Bank to enter the country in advance to operate RMB business, one step ahead of foreign banks.

   Let Flower Bank have some competitiveness in China.

But now it seems that the situation is not very good. The attitude of the regulatory department is very vigilant. Of course, Jiang Xiaobai is not discouraged. After all, the attitude of the regulatory department is to be vigilant, and finally report the news. The decision is still up there.

   Instead of the regulatory authorities, now is the time to talk to the regulatory authorities tomorrow.

  The next morning when Jiang Xiaobai arrived in the capital, after breakfast, Jiang Xiaobai brought Mr. Huang and several senior officials of Huahua Bank to the supervisory department.

   Unlike the chat with Liu Qing during dinner last night, this time it was considered a formal contact.

  Mr. Huang submitted the information of the Flower Bank. Although the Flower Bank was opened in Mosco, the registration place was in the archipelago. The information of the Flower Bank was kept confidential.

   This is also the first time that Huahua Bank has disclosed its company information. Looking at the information handed over by Mr. Huang, the people from the regulatory department are ready to open it.

   But followed by a confidential contract, the registered capital, business status, legal person, shareholders, and shareholding ratio of Huahua Bank are all trade secrets.

   Although it is said that this is a regulatory authority, it cannot be said that it will be strictly confidential after reading it for them, so a confidential contract must be signed. No matter whether it can be negotiated or not, the information of Huahua Bank must not be leaked.

  People from the regulatory authorities are not surprised when they look at confidentiality contracts. They have dealt with foreign banks a lot and know the concerns of these companies.

   After signing the confidentiality contract, a group of people opened the information on Huahua Bank, but they were stunned when they saw the content on the first page.

  In the beginning, it was the legal person information and shareholders of Huahua Bank. Normally, this part should have several pages of content.

   How many percent of the company's shares are held, what percentage of shares are held by that shareholder, etc. After all, this is a bank.

His shareholding structure is normally very, very complicated. Who is behind these companies holding shares, or those companies are holding shares, etc. Anyway, it is a circle, because the shares of a bank, Many don't know how many times it has changed.

   This share is spread out very thinly, not even a bank or a listed company has regulations in the market. After acquiring more than 5% of the shares, it is required to raise a placard to inform.

  Because the shares of many listed companies are very scattered, sometimes holding 5% of the shares is the major shareholder of the company.

It is said that a company owns more than 51% of the shares to be able to control absolutely, but the reality is often not the case at all. A few percent of the shares are the major shareholders, and there are more than ten percent of the shares. Company giant.

A listed company is like this, let alone a bank. The structure of the equity is bound to be more complex, and the distribution of equity is bound to be thinner. Therefore, there are several pages of information on the structure of the equity and the proportion of shares held. It is more than ten pages, which is a normal thing.

   But they did not expect that the information on the shareholding structure and the proportion of shareholders of Huahua Bank was actually a thin piece of paper.

   (end of this chapter)




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