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Comeback 1992 - Chapter 753

Published at 17th of February 2023 06:58:38 AM


Chapter 753: Inclusive finance

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  Chapter 753 Inclusive Finance

  Before, Wang Huicheng wanted to let Xinghai Group invest in the subway, but following Xinghai Group to invest in the airport, Wang Huicheng was thinking about whether to talk to Han Songlin about the subway.

  After all, Han Songlin has invested too much in the country, and I don't know if he still has money.

  Han Songlin said that the subway was going to be built, and there was a lot of discussion in the conference room. The construction of Rongcheng Line 1 had been approved two years ago.

   But now, they are doing some preliminary preparations.

   It is said that it is to make preliminary preparations, but to put it bluntly, it means that there is no money to build it.

  In people's eyes, whether a city is a big city or not, the subway is definitely an important symbol.

   Without the subway, how dare you call it a big city.

  Wang Huicheng looked at Han Songlin, and suddenly said: "If you want to build the subway, if Director Han is willing to invest in the repair, we will build it!"

  Everyone looked at Han Songlin, wanting to hear what Han Songlin had to say!

  Han Songlin didn't even think about it, and refused directly: "No!"

  The subway thing doesn’t make money!

   Han Songlin will also do business that does not make money, but Han Songlin will not do business that loses money.

  No matter how much money you have, no one can afford to do business that loses money.

  Han Songlin wants to make money while also being able to contribute to society.

   "However, if Rongcheng wants to build the subway, THC Bank can provide loans. In terms of interest, it can give some discounts. If Rongcheng is willing to use other assets as collateral, THC Bank can also accept it."

   Loans for subway construction?

  Wang Huicheng closed his eyes and remained silent, but was thinking about whether it was appropriate to do so.

  Since Wang Huicheng took office in Rongcheng, various projects in Rongcheng have not been interrupted, starting from the just-started reform of state-owned enterprises.

  Wang Huicheng directly established Rongcheng City Investment, and then injected all the city's state-owned enterprises into Rongcheng City Investment.

   Then reform all municipal state-owned enterprises, the first is to sell money.

  Giving something for free is not feasible for Wang Huicheng.

  I would rather disband the company and sell the land directly than give it away for free.

  Wang Huicheng knew from Han Songlin that in a city like Rongcheng, the future land resources are very valuable.

  The municipal state-owned enterprises in Rongcheng have undergone various restructurings. Anyway, all the management rights have been handed over, and they can do a good job in financial supervision and dividends as shareholders with peace of mind.

  After the reform, Rongcheng can be regarded as directly throwing away the burden, and then got the chicken that lays the egg.

   After completing these, Rongcheng began to carry out various municipal projects, first of all in terms of transportation, first of all to strengthen ties with Jiangzhong and Yuzhou.

   directly decided to develop south.

  As for the Longquan Mountains in the south, the tunnel will also need to be crossed.

  Wang Huicheng opened his eyes and said with a smile, "I have to think about the loan."

  It is very difficult for local governments to get casual loans from banks.

   It has become a consensus that the four major banks have gone bankrupt on technical indicators.

   But by 2006, Huaguo will have to fully open the entry of foreign banks in accordance with the WTO accession agreement.

   Let domestic banks compete with foreign banks?

  No one knows what to do.

  Banks are undergoing reforms to establish a modern financial system and operate according to the rules. It cannot be said that as before, from the central government to the local government, all banks are regarded as money bags that can be withdrawn at will.

  Which bank in China is developing the best at this time?

  Here we have to talk about People's Bank.

  People's Bank operates completely in accordance with the mode of modern banks, and is not affected by localities at all.

  People's Bank is still working with Xinghai Group to conduct credit ratings for all enterprises and individuals in Huaguo. The higher the credit rating of enterprises and individuals, the easier it is to obtain loans from People's Bank.

  As for companies with low ratings, People's Bank will generally directly refuse to lend to them.

  This year, People’s Bank also launched a new business.

   For those who have a public bank account, based on past credit information, a personal unapproved consumer loan line is opened.

   To put it bluntly, it is Huabei that we will contact in the future!

   In addition, a loan line has been opened. This loan line does not need to be applied for at the counter, but can be operated directly on the official website of the People's Bank of China.

  The loan amount ranges from hundreds, thousands to tens of thousands, or even tens of thousands, hundreds of thousands.

  Of course, the interest on the loan, just follow the normal bank interest.

  It is more cost-effective than Internet finance.

  Of course, Internet finance has not yet come out at this time.

  The slogan shouted by the People's Bank is to be the people's own bank and to engage in inclusive finance.

  Actually, it’s pretty bullshit!

  The Huabei and Bianbei businesses opened by the People’s Bank of China can only be operated online. Who are the people who can understand the operation online?

   Farmers must not understand, they are all brains.

  University graduates, smart people in society, these people are generally people with strong repayment ability.

  All are high-quality customers that banks are competing for.

   Shouting the slogan of inclusive finance, People's Bank is actually expanding its customer base.

   Of course, the profits of the People's Bank are also expanding rapidly.

  People's Bank is actively developing personal business, but it has not relaxed its corporate business.

  Actually, when private enterprises in Huaguo want to get loans, the first thing they think of is to get a loan from the People's Bank.

  Compared with other domestic banks, it is no small matter that People's Bank has a better corporate reputation.

   Moreover, the People's Bank is also extremely sufficient in funds, which helps the rapid development of private enterprises.

  The original intention of the People's Bank of China has been achieved.

  After the whole meeting was over, Wang Huicheng invited the provincial leaders and Luo Xiaozhong to the office to discuss matters.

  This small meeting, the number of people is relatively small, and everyone is familiar with it, so speaking, it is a lot more casual.

   "Now that the address of the airport has been decided, all that remains is to demolish and start construction."

   If it is demolished, the difficulty should not be too great.

  Shuchuan, to be honest, everyone is quite willing to talk about living in the city.

  Luo Xiaozhong looked at Han Songlin: "This demolition depends on Director Han."

  Han Songlin: "We will give farmers who lost their land several choices and make a good arrangement for them."

  Purchase social insurance for land-lost farmers, resettlement in Jianzhou, or Rongcheng, or near the airport.

  After all, the airport cannot be just one of Baba’s airports, there must be supporting facilities.

  No matter what the package is, there must be talents.

  No one is doing things, it must not work.

  For the farmers who lost their land, they only farmed the land before. Is there no work suitable for them at the airport?

  Cleaning, that's always going to happen, right?

  The airport needs to be cleaned, and the plane also needs to be cleaned.

  (end of this chapter)




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