Wang Yan watched at the [habit cultivation instrument] was shining in the mall as if it could be reached by hand, but it was out of reach, this kind of depression that half to joy him of getting the system's book was diluted.
30,000 yuan is actually nothing. In 11 days, Wang Yan could save enough. But what a pity, there were only eight hours left. Wang Yan was right to feel the depression.
The mother had about 100,000 yuan deposits in her hand but there was no possibility to borrow, there was no time to take it and she did not have online banking. For the rest of the classmates, only He Meng and Qiu Xiaogu would be able to take out 30,000 yuan at any time, but they were at all unfamiliar. Otherwise, he would ask He Meng what service he needed?
Thinking around, Wang Yan had no choice but to shut down the system and no longer remember. It should not be his, and he would wait for the next product... Maybe something needs to be done to ease the mood.
Wang Yan tilted his head to think, opened Taobao again and prepared to study for buying the air conditioner. Because the temperature in the central region this year was too abnormal. There was almost no snow in winter and no rain in summer. The high temperature of 35 degrees has lasted for almost a week. It was said that the highest temperature will reach 40 degrees in the next few days.
His parents were so distressed that Wang Yan’s father couldn't bear to buy the air conditioner. For this reason, Wang Yan thought why he should not have to install one of them before going to university. Their house should be equipped with one, otherwise, it's too hard to sleep at night. After that, when he has more money, he would buy them a house to live in, he would prop up the house in advance and then he would think about spending too much money and pretend to be forced. Otherwise, he would always feel guilty.
The excuse is not easy to find...
The thought of having to explain to his parents where the money came from, Wang Yan had a big head and felt more tortured than the university entrance examination.
Suddenly the door of the courtyard next door made an abrupt noise, and soon, a young man in his 20s passed by the courtyard wall, Wang Yan's neighbor, Wang Yunxi.
Wang Yan greeted politely: "Brother Yunxi, you come back so early today?"
"Why didn't you go out to play?"
"On today's temperature, which is going to play with who?" Wang Yan murmured.
"It's not so bad. It's not so terrible, is it the breaking weather?"
Wang Yunxi nodded grinningly, went into his home and took off the white shirt on his body and twisted it, and the sweat fell into the ground.
"Little boy, I'll see you later."
Wang Yunxi stepped into the next room in two steps took out a half watermelon from the refrigerator, inserted two spoons, turned back to Wang Yan and put it on the table.
"Come, eat watermelon!"
Wang Yan was rude, picked up one spoon and dug a large piece.
Wang Yunxi was not an outsider. He is a relative of the Wang family who has just come out of Wufu. According to his rank, he even had to be Wang Yan's uncle. He just had lived in the city for a long time, and everyone didn't pay much attention to that. He still called Wang Yan's father San Ye to master, but he had different opinions with Wang Yan.
After taking two mouthfuls of watermelon sweet and cool, and Wang Yan's body was pleasant and comfortable.
[Ding! You taste delicious watermelon, trigger mysterious reward]
[You get a skill and open the personal panel accordingly]
What the fuck!
Wang Yan was so surprised and so amazed that he couldn't believe it.
1% chance in a single hit, did he believe it?
Can such skill earn him 30,000 yuan? He has never bought a lottery ticket in his whole life. Is the brother Wang Yan so European? !!
Wang Yan quickly opened the personal panel, and instantly, a 3D Xiao Wang appeared in the new interface.
[Host: Wang Yan]
[Base Attributes: Strength 64, Constitution 63, Dexterity 68, Intelligence 65]
[Skills: Food consciousness]
Eating food is a particularly interesting skill.
But it has nothing to do with money.
Wang Yan was a little bit disappointed. He continued to look at it but gradually became happy again.
The comment is; passive skills, you can vaguely perceive the quality of ingredients, pick out the best of them.
Wang Yan glanced at the watermelon for a long time and finally realized that he didn't have to be afraid of the sweetness of the watermelon in the future. It must be thin and watery and taste good, not bad? !!
Although it has nothing to do with money, Wang Yan is particularly happy. Because making money, in the end, is to enjoy life, enjoy more food skills!
Is Wang Yan rich? Hey Ben, no?
He was a silly and particularly easy child to satisfy. He felt that he has gotten a magic trick to be the world's richest man. The gloom just disappeared, and if you would give Wang Yan a cart of watermelons and let him pick the best one, do you think he had any tricks? I think no.
Wang Yan next looked at the basic properties. The system has some comments...
Adult men over 18 years of age have an average of 60 points and a limit of 100 points.
60 points average, 70 or more excellent, 80 or more genius, 90 or more vertical Wizards.
Seeing this, Wang Yan only felt that his brain hurt.
He was so ordinary, none of them were below the passing line, and none of them met the standard of excellence.
In fact, according to the normal distribution of talents, Wang Yan's talents were possessed by the vast majority of living beings. Because the evaluation of each attribute is very complicated and strict.
Some people have a good memory but their logic is weak or their spatial imagination is weak, so their total intelligence score is not high.
Some people have particularly good cardiopulmonary endurance, but their bed endurance is average and their physique is not high.
In short, everyone has their own strengths and weaknesses. The world as a whole is still made up of ordinary people. Only one of them has been born for hundreds of years.
...
Wang Yan dug a spoonful of watermelon again, and his heart suddenly moved.
"Brother Yunxi, I remember what loan company did you work for? What happened?"
Wang Yunxi didn't look up, saying casually: "Credit microloans. You haven't heard of it?"
"No." Wang Yan shook his head, but his heart became more and more interested, and asked: "Brother, talk me about it."
Wang Yunxi was just idle and talks with Wang Yan about science:
"A credit loan is a loan that requires no mortgage, no guarantee, and repayment guarantee with personal credit. The lending range of microcredit loans is generally between 50,000 and 100,000 yuan. With the liberalization of financial reforms, microcredit loans are sweeping the land of China with great speed."
Wang Yan usually didn't pay much attention to the outside affairs, but only occasionally saw some news on the Internet. It seems that campus loans are making a lot of noise, so he had some impressions of small loans.
After listening to Wang Yunxi's explanation, Wang Yan finally understood what was going on. It could be described in six words: low usury with a low threshold.
A conscience that doubles in three years is a company with a higher interest rate and can double in two years.
"It's damned... How can someone still borrow this stuff?"
Wang Yan couldn't figure it out, but Yunxi disdain: "Quite a lot of people borrow! Some people don't have good credit and lack money, so why don't they go for money if they don't borrow this money?"
"Credit?"
"It's the personal credit report issued by the People's Bank of China, which shows whether you have any loans, defaults, etc. After you graduate you need to get good credit for buying a car and a house loan."
Wang Yan suddenly realized: "Just like Alipay?"
"Yes." Wang Yunxi nodded.
"Our small loan only checks for credit, not personal credit. After you borrow money even if you don't pay it back, at least you can't get it on your personal credit report, it will affect regular loans in the future."
Wang Yan said suddenly: "Will not there be many people relying on accounts?"
"Otherwise, why do you think the interest rate is so high? Shouldn't it be to cover the bad debts with high-interest rates? Certain people will not pay back the money, but as long as the bad debt rate is controlled, the company will still make a lot of money.
"The company makes big money, and we make a fortune, haha!"
Wang Yunxi smiled happily and raised a finger: "Last month, I earned this amount!"
Wang Yan's eyes brightened, and he blurted out: "Brother, lend me thirty thousand!"
Wang Yan watched at the [habit cultivation instrument] was shining in the mall as if it could be reached by hand, but it was out of reach, this kind of depression that half to joy him of getting the system's book was diluted.
30,000 yuan is actually nothing. In 11 days, Wang Yan could save enough. But what a pity, there were only eight hours left. Wang Yan was right to feel the depression.
The mother had about 100,000 yuan deposits in her hand but there was no possibility to borrow, there was no time to take it and she did not have online banking. For the rest of the classmates, only He Meng and Qiu Xiaogu would be able to take out 30,000 yuan at any time, but they were at all unfamiliar. Otherwise, he would ask He Meng what service he needed?
Thinking around, Wang Yan had no choice but to shut down the system and no longer remember. It should not be his, and he would wait for the next product... Maybe something needs to be done to ease the mood.
Wang Yan tilted his head to think, opened Taobao again and prepared to study for buying the air conditioner. Because the temperature in the central region this year was too abnormal. There was almost no snow in winter and no rain in summer. The high temperature of 35 degrees has lasted for almost a week. It was said that the highest temperature will reach 40 degrees in the next few days.
His parents were so distressed that Wang Yan’s father couldn't bear to buy the air conditioner. For this reason, Wang Yan thought why he should not have to install one of them before going to university. Their house should be equipped with one, otherwise, it's too hard to sleep at night. After that, when he has more money, he would buy them a house to live in, he would prop up the house in advance and then he would think about spending too much money and pretend to be forced. Otherwise, he would always feel guilty.
The excuse is not easy to find...
The thought of having to explain to his parents where the money came from, Wang Yan had a big head and felt more tortured than the university entrance examination.
Suddenly the door of the courtyard next door made an abrupt noise, and soon, a young man in his 20s passed by the courtyard wall, Wang Yan's neighbor, Wang Yunxi.
Wang Yan greeted politely: "Brother Yunxi, you come back so early today?"
"Why didn't you go out to play?"
"On today's temperature, which is going to play with who?" Wang Yan murmured.
"It's not so bad. It's not so terrible, is it the breaking weather?"
Wang Yunxi nodded grinningly, went into his home and took off the white shirt on his body and twisted it, and the sweat fell into the ground.
"Little boy, I'll see you later."
Wang Yunxi stepped into the next room in two steps took out a half watermelon from the refrigerator, inserted two spoons, turned back to Wang Yan and put it on the table.
"Come, eat watermelon!"
Wang Yan was rude, picked up one spoon and dug a large piece.
Wang Yunxi was not an outsider. He is a relative of the Wang family who has just come out of Wufu. According to his rank, he even had to be Wang Yan's uncle. He just had lived in the city for a long time, and everyone didn't pay much attention to that. He still called Wang Yan's father San Ye to master, but he had different opinions with Wang Yan.
After taking two mouthfuls of watermelon sweet and cool, and Wang Yan's body was pleasant and comfortable.
[Ding! You taste delicious watermelon, trigger mysterious reward]
[You get a skill and open the personal panel accordingly]
What the fuck!
Wang Yan was so surprised and so amazed that he couldn't believe it.
1% chance in a single hit, did he believe it?
Can such skill earn him 30,000 yuan? He has never bought a lottery ticket in his whole life. Is the brother Wang Yan so European? !!
Wang Yan quickly opened the personal panel, and instantly, a 3D Xiao Wang appeared in the new interface.
[Host: Wang Yan]
[Base Attributes: Strength 64, Constitution 63, Dexterity 68, Intelligence 65]
[Skills: Food consciousness]
Eating food is a particularly interesting skill.
But it has nothing to do with money.
Wang Yan was a little bit disappointed. He continued to look at it but gradually became happy again.
The comment is; passive skills, you can vaguely perceive the quality of ingredients, pick out the best of them.
Wang Yan glanced at the watermelon for a long time and finally realized that he didn't have to be afraid of the sweetness of the watermelon in the future. It must be thin and watery and taste good, not bad? !!
Although it has nothing to do with money, Wang Yan is particularly happy. Because making money, in the end, is to enjoy life, enjoy more food skills!
Is Wang Yan rich? Hey Ben, no?
He was a silly and particularly easy child to satisfy. He felt that he has gotten a magic trick to be the world's richest man. The gloom just disappeared, and if you would give Wang Yan a cart of watermelons and let him pick the best one, do you think he had any tricks? I think no.
Wang Yan next looked at the basic properties. The system has some comments...
Adult men over 18 years of age have an average of 60 points and a limit of 100 points.
60 points average, 70 or more excellent, 80 or more genius, 90 or more vertical Wizards.
Seeing this, Wang Yan only felt that his brain hurt.
He was so ordinary, none of them were below the passing line, and none of them met the standard of excellence.
In fact, according to the normal distribution of talents, Wang Yan's talents were possessed by the vast majority of living beings. Because the evaluation of each attribute is very complicated and strict.
Some people have a good memory but their logic is weak or their spatial imagination is weak, so their total intelligence score is not high.
Some people have particularly good cardiopulmonary endurance, but their bed endurance is average and their physique is not high.
In short, everyone has their own strengths and weaknesses. The world as a whole is still made up of ordinary people. Only one of them has been born for hundreds of years.
...
Wang Yan dug a spoonful of watermelon again, and his heart suddenly moved.
"Brother Yunxi, I remember what loan company did you work for? What happened?"
Wang Yunxi didn't look up, saying casually: "Credit microloans. You haven't heard of it?"
"No." Wang Yan shook his head, but his heart became more and more interested, and asked: "Brother, talk me about it."
Wang Yunxi was just idle and talks with Wang Yan about science:
"A credit loan is a loan that requires no mortgage, no guarantee, and repayment guarantee with personal credit. The lending range of microcredit loans is generally between 50,000 and 100,000 yuan. With the liberalization of financial reforms, microcredit loans are sweeping the land of China with great speed."
Wang Yan usually didn't pay much attention to the outside affairs, but only occasionally saw some news on the Internet. It seems that campus loans are making a lot of noise, so he had some impressions of small loans.
After listening to Wang Yunxi's explanation, Wang Yan finally understood what was going on. It could be described in six words: low usury with a low threshold.
A conscience that doubles in three years is a company with a higher interest rate and can double in two years.
"It's damned... How can someone still borrow this stuff?"
Wang Yan couldn't figure it out, but Yunxi disdain: "Quite a lot of people borrow! Some people don't have good credit and lack money, so why don't they go for money if they don't borrow this money?"
"Credit?"
"It's the personal credit report issued by the People's Bank of China, which shows whether you have any loans, defaults, etc. After you graduate you need to get good credit for buying a car and a house loan."
Wang Yan suddenly realized: "Just like Alipay?"
"Yes." Wang Yunxi nodded.
"Our small loan only checks for credit, not personal credit. After you borrow money even if you don't pay it back, at least you can't get it on your personal credit report, it will affect regular loans in the future."
Wang Yan said suddenly: "Will not there be many people relying on accounts?"
"Otherwise, why do you think the interest rate is so high? Shouldn't it be to cover the bad debts with high-interest rates? Certain people will not pay back the money, but as long as the bad debt rate is controlled, the company will still make a lot of money.
"The company makes big money, and we make a fortune, haha!"
Wang Yunxi smiled happily and raised a finger: "Last month, I earned this amount!"
Wang Yan's eyes brightened, and he blurted out: "Brother, lend me thirty thousand!"
